CHEAP CHEETAH
Flea Markets
The best part about going to flea markets is that they save you money. You go with a budget and a list of things that you need and you will find that a flea market will not only give you good quality items at a decent price but you will also come home with money left over from your budget.
So when you have to buy something my suggestion is find a good flea market to go to and it will beat the prices of a retail store any day.
Flea markets are also a good place if you want to sell some of your items to makes some quick cash. You just set up a table, put your stuff out and make money it's just that simple.
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We all think about starting our own business. But when we do think about that the first thing that comes to mind is where is the money comming from to start that business. Well here are a few suggestion to get you started when it comes to finding your start up money.
Save your change for 3- 6 months and count it depsoit in the bank and see what you can do with it as far a getting your business started.
Use coupons and rebates to find your business. take $20-30 dollars from your paycheck if you can spare it and put it toward your business fund that you have already set up.
Don't buy anything neww use what you have and save the money toward your business. Borrow the money from a friend orrealative for your business say $100 and promise to pay it back when the business starts makes money.
Look for a part- time job or sell your unwanted stuff to make the money to start your business. Really if you think about it about it you just need $100 to start a business. If you look for inexpensive ways to get the things that you need for your business and barter the rest you could probably start your business with less then $100.And who knows where your small business could lead to . Can you say Facebook or Microsoft or Ms Fields Cookies all small business at one time.
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We all feel like we can not save money at times. Our intentions to save money is always good but sometimes we fall short with our good intentions. espically when it comes to saving money. My suggestion why not make saving money a game. We all liked to play boards games when we were kids and some of us still play the same games today. So why not play a game when it comes to saving money. Here are some money saving games you can play.
Quit a bad habit game- smoking, drinking, gambling, . take a bad habit and stop doing it for a period of time and save the money. Personally mine is gambling I have cut back on it for about 2 weeks and I have saved over $10. Yea!
Promotion Game- look for banks that are offering you a bonus just to open a checking account with them. open the account with the min and let the bank give you the rest. For example my bank astoria federal was offering $125.00 to open a free checking account to new customers.
Found Money Game- If you find money on the street, in the laundry, in a coat pocket or pants pocket thatyou have fogotten about save it and add it to you saving account.
Save A Raise Game- If you are luck enough to get a raise on your job then save the money for emergencies. this was money that you never expected to get so save it for when you really need it.
Weight Game- If your like me and need to lose weight. i started a $1.00 a pound. For every pound I lose I put $1.00 in my save money jar.
Coupons- If you use coupons save the money that you get back from your coupons or rebates and put it into you save money jar. if you don not use coupons then start ans see how much money you can save with them.
These a just some of the games that you can play to save money. make the games fun and you will save money and take it all the way to the bank.
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Lets talk about money management.
When it comes to manging our money we need to set goals. Do you have a money plans for the next 5,10,15,20 years of your life. You need to make a money plan and decide what is it that you want to do with your money in the comming years. Once you have decided what it is you want to do for example have a nice retirement, a second home, college money for the kids, extra money for a second car. Whatever it is where is the money comming from to get there When it comes to money management you need to know that every dime counts. So if you have a retirement plan at work contrubute to it. If you have money that somone paid you back from a loan then do something constructive with the money put it towards one of your money goals. If you know that you need to purchase something pay for it in cash. Unless it's a expensive item that you do not have the cash for right now and you need to charge it. If you do charge it make sure when the bill comes in you have the cash to pay the bill. remember you have goals that you need to work on putting money into.
Make sure that you know what your goals are through out the year. Keep little reminders around your home and work so that you can stay focus on your goals. That would be to accomplish your money goals. Set up a seprate accounts for each of your money goals. Start working toward them slowly. One step at a time and don't forget that Rome was not build in a day and neither will your money goals be accomplished in a day. work on them and take one step at a time and keep the faith!
Money Tips For Frugal Gamblers ( Like Me!)
First decide how much you want to spend. Create a gambling budget and stick to it!
Plan how often you can gamble , can you afford once a week, once a month or every 3 months.
when you gamble space your gambling time get up fromplaying walk around, have lunch, listen to the free entertainment that casinos offer.
Play the penny slots you can take$10 and make it last a long time.
always use your players card that the casino gives you. your players card offer you free food, rooms and money to play with.
when your losing at gambling bet smaller amounts. if your on a winning streak then up your bets but only by a little.
If youwin a jackpot take your money and run. Live to play another day
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