THE CHEAP CHEETAH Co.

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ARTICLES

 Flea Markets


      Don't you love flea markets? I know I do and when you go to flea markets you can find some great bargains. What I  find  when I go are items that are in good condition and some brand new at a third of the retail price. You can find toys, perfume, clothing, dishes, automotive items just to name a few things. You name it you can find it there.
     The best part about going to  flea markets is that they save you money. You go with a budget and a list of things that you need and you will find that a flea market will not only give you good quality items at a decent price but you will also come home with money left over from your budget.
     So when you have to buy something my suggestion is a good flea market will serve the same purpose as a overprice retail store anyday  
 

FDIC Insurance

    Federal Deposit Insurance Corp(FDIC) is an insurance that covers deposits of as much as 250,000.00 until Dec 2009. Then it goes back to covering 100,000.00. For IRA accounts that hold bank deposits the limit is $250,000.00.
   The FDIC insures accounts bases on their ownership status. For instance  you can have a individual account, a joint account and a business account. Technically each account has a different owner. If the accounts are set up properly, each is covered separately under it's $250,000.00 in coverage for each beneficiaries.own insurance cap.Under the new limits the maximum coverage raises to 250,000 per account, or a total of 1 million.
     Inheritance is another form of ownership that FDIC covers. It gives separate coverage to it's trust, an account  to which you name one or more beneficiaries who will inherit your money after your death.Under the FDIC rules the account gets an additional
      For more detailed information you can go to you local bank and they will give you a FDIC booklet. In the booklet it will go over with you all the different account and there FDIC coverage.
    Just  to think that FDIC came more to the light because of  all the banks closing and bail outs. And people worrying about their money and the safety of it all.
 My question to you is with all the insurance coverage for our money in the bank is it really that safe? 


   What's In & What's Out


           

     With the way the economy is today  things espically money is pretty tight. So with that in mind lets see what's in and What's out when it comes to consumer purchases.

                     Out                                           In
         Nostram, Sack 5th Ave           Walmart, Target.
         Paying full clothing                  1/2 price for clothes
         Motorcycles                             Bicyles, Scooters
         Disney World                            Public Parks
         Expensive Coffees                  Homemade Coffees
         Atkin diets                                Do it yourself diets
         Movies/Concerts                     Home Movies
         Over spending                         Frugality 
         Cable TV                                   Internet TV
         Landline Phones                      Cellphones
         Book stores                              Libraries
         Gas Guzzler Cars                     Eco Friendly Cars
         Mc Mansion Houses                Smaller Homes

      These are just a few thing that  comes to mind. No matter what the economy is you should always keep in mind that finding ways to save is  the main key to financial sucess,

 

Budget Busters



      You plan a budget  where every dollar is accounted for. Then  here it comes the unexpected  expenses that you did not plan for. Here they are:
                

  1. Class Dues/ Candy Drives
  2. School  Field Trips
  3. Special School Supplies.
  4. Extra Groceries.
  5. Pet Food
  6. Unexpected Car Repairs.
  7. Loss Of Job/Starting A Business.
  8. Clothing/ Shoes.
  9. Health  Emergency
  10. Moving Expenses
  11. Traveling for events(wedding, family)
  12. Unexpected House Guest 
  13. Unexpected House Repairs
  14. Sport Acitivies For  Kids.
  15.  Pets 
  16. Memberships (gym, business)
          
           These are just a few budget busters that I wanted to share with you. What are some of your budget busters? 

         






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